Need an appraisal for an FHA-backed mortgage? Call John C. SearsJohn C. Sears is OR state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to contact John C. Sears , as we are approved and qualified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at John C. Sears is well-trained on how to work in accordance with the rules and regulations provided. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-insured loan, it means it is backed by them. The lending organization takes care of all the loaned money; the FHA simply secures the transaction with mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are formed to assist low-to-moderate income purchasers help meet credit qualifications if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are incredibly beneficial to consumers with less starting income. |