Attention homeowners in Keizer and Marion County: Need an appraisal?

Here are the top seven reasons why OR homeowners need John C. Sears :

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce a mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Marion County or the state of OR

Do you own a home in or near Keizer? Do you need help determining the value of your real estate?
Contact John C. Sears .

At John C. Sears , we understand the special needs of a consumer in need of appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. Being a consumer that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at John C. Sears , will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At John C. Sears , we're experienced in helping people just like you abolish undesirable PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from John C. Sears is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be unsuitable from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. John C. Sears can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? John C. Sears can help with that too. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.